Skip to main content

Banner Sponsors

Past Time Bears - Artist bears designed and handcrafted by Sue Ann Holcomb
Shelli Makes - Teddy bears & other cheerful things by Shelli Quinn

Tammy Beckoning Bears
Nova Scotia
Posts: 3,739
Website

Hi Everyone ,

I need some serious advice .   I am ready to get serious about selling my bears and  was wondering what you all do about business insurance.  Do you have it to cover your workroom and supplies , or do you have liability insurance also.   I have sold a few bears but don't have liability insurance yet.......I KNOW......that isn't a good thing.  I am so concerned that a child will get ahold of one of my bears and get an eye stuck in their throat.  Problem is that here in Nova Scotia it is between $500-1500 annually to have the liability included.   Apparently it  isn't covered under small business insurance so I'd need commercial business coverage .  I make sure that my tags state that the bears are collectibles and are not safe for kids, but is that enough ???

I know it is important to be insured, but it is just so expensive.  Any advice is appreciated especially from you fellow Canadians who may have the same experience.

Board footer

Powered by FluxBB

Banner Sponsors


No Monkey Biz - Domain name registration, hosting
Intercal Trading Group - Your mohair supplier